Robo advisors: fees, advantages and disadvantages

Robo-advisors have grown in popularity in the last years and the number of the consumers who have started using them to invest their money, has increased significantly. They are a particular class of financial advisors, that provide financial advice or investment management online using algorithms to automatically allocate, manage and optimize clients’ assets and in which the human intervention is minimal. To obtain information about the clients’ degree of risk-aversion, financial status, and desired return on investment, robo-advisors use online questionnaires and after this process, they allocate the client’s money in investments products. Clients can choose between offerings with passive… Continue reading

These 45 countries have the largest gold reserves

Considered a ‘safe haven’ during crises, the yellow metal is being stockpiled by central banks around the world. Central banks added 650 tons to their reserves in 2019, the second highest shift in 50 years, after 656 tons were added in 2018. Before the 2008 financial crisis, central banks were net sellers of gold worldwide for decades. Also, there has been a large effort by central banks to repatriate their gold as well, mostly from storage in New York Federal Reserve and the Bank of England, which are the two largest keepers of gold in the world. After this brief… Continue reading

Top 10 most expensive countries to buy a property

The housing market is subject to various housing and social state policies that affect people’s decisions about buying a house. Moreover, the market is also closely related to the banking sector and its lending activity, considering that most of the investments in immovable properties are made through loans, thus changes to the interest rate can have an impact on the entire construction sector. On the other side, changes to the price of immovable properties have a key role in the decisions taken by central banks all over the world. So, these two sectors depend on each other and influence each… Continue reading

Top 100 best world’s companies to work for

The performance of a company is linked to satisfaction of its work force. A company that does not measure and improve employee satisfaction may face increasing turnover, declining productivity and limited ability to attract and retain qualified replacements. Instead a company that provides better working conditions for its employees has better performance, because a quality work place is essential to keep your employees on task and working efficiently. Unfortunately, many companies do an inadequate job of measuring and improving the quality of the workplace and this implies negative performance for a company. In this work, we are not going to… Continue reading

Top 100 most admired companies in the world

Corporate reputation is the general opinion that people have about a corporation or enterprise. It is very important to have a good reputation, because if the company has a positive reputation, it can attract better people, it is perceived as providing more value, its customers are more loyal, it has higher P/E multiples and market values and lower costs of capital. Most companies, however, do an inadequate job of managing their reputations in general and the risks to their reputations in particular. They tend to focus their energies on handling the threats to their reputations that have already surfaced. In… Continue reading