How to write your Business Plan

Many people start businesses without ever having a business plan, but without it the risks and the costs can be higher. A business plan is a written document that describes the business and it covers objectives, strategies, sales, marketing and financial forecasts. This document can help the business owner to clarify the business idea, spot potential problems, set the goals and also measure the progress. Without a business plan, it will be difficult to secure investment or a loan from a bank and it also can be difficult to help to convince customers, suppliers and potential employees to support the… Continue reading

Top 10 most expensive countries to buy a property

The housing market is subject to various housing and social state policies that affect people’s decisions about buying a house. Moreover, the market is also closely related to the banking sector and its lending activity, considering that most of the investments in immovable properties are made through loans, thus changes to the interest rate can have an impact on the entire construction sector. On the other side, changes to the price of immovable properties have a key role in the decisions taken by central banks all over the world. So, these two sectors depend on each other and influence each… Continue reading

Social lending: benefits and risks

Everyone can lend money to individuals or businesses, without an official financial institution participating as an intermediary in the deal, by using online platforms that match lenders with potential borrowers. This practice is called social lending or peer to peer lending and is gaining traction and seems certain to become more popular. There are social lenders in several countries, including Italy, the Netherlands, China, and Japan, with startup operations in many other countries. Social lending offers both secured and unsecured loans. However, most of the loans in P2P lending are unsecured personal loans. Secured loans are rare for the industry… Continue reading

Social trading: benefits and risks

Nowadays everyone has the possibility to invest in the financial markets from everywhere in the world, just using a laptop or a smartphone. Before investing in stocks, bond, mutual funds or other financial products, it is important to study and increase the knowledge about financial markets, financial analysis, risk management etc., because investing and trading in the financial markets can be an extremely rewarding and profitable activity, but it does come with varying degrees of risk. There is also another way to invest in the financial markets, which requires little or no knowledge. It is the social trading, which is… Continue reading

How to start trading online

Online trading is the process of buying and selling financial instruments using the Internet, so there is basically no human interaction. Nowadays everyone can trade stocks, ETFs, mutual funds, options, bonds or other instruments from everywhere in the world, just using a laptop or a smartphone, but there are a lot of things you have to prepare to start trading, if you don’t want to lose part or all your money by investing in the financial markets. Certainly, the most important thing is to educate yourself before you consider any type of investment or investment strategy. So, you need to… Continue reading