Car loans: what you need to know

Most of the people can’t pay cash for a vehicle upfront, so whether or not they’re making down payments, they’ll likely be using an auto loan to finance their purchases. The price of the car is not the only cost to be paid, because there are additional costs, such as state taxes and registration fees. The dealership may also charge documentation and transportation fees. Without a down payment, these fees get rolled into the amount of the financing. A car loan, also known as an automobile loan, or auto loan, is a sum of money a consumer borrows in order… Continue reading

How to use Technical Analysis for trading

There are many opportunities for everyone to make money in the financial markets. Of course, it is not simple to find the best opportunity, but if you get started in the right mode, the probability of success increase. Before investing in the financial markets, it is necessary to create a solid financial plan, to determine the risk profile, to analyze the assets, to create an optimal portfolio etc. One of the most used methods by the traders to analyses the assets is stocks is the technical analysis. It is employed to evaluate every asset with historical trading data and identify… Continue reading

Social trading: benefits and risks

Nowadays everyone has the possibility to invest in the financial markets from everywhere in the world, just using a laptop or a smartphone. Before investing in stocks, bond, mutual funds or other financial products, it is important to study and increase the knowledge about financial markets, financial analysis, risk management etc., because investing and trading in the financial markets can be an extremely rewarding and profitable activity, but it does come with varying degrees of risk. There is also another way to invest in the financial markets, which requires little or no knowledge. It is the social trading, which is… Continue reading

How to start trading online

Online trading is the process of buying and selling financial instruments using the Internet, so there is basically no human interaction. Nowadays everyone can trade stocks, ETFs, mutual funds, options, bonds or other instruments from everywhere in the world, just using a laptop or a smartphone, but there are a lot of things you have to prepare to start trading, if you don’t want to lose part or all your money by investing in the financial markets. Certainly, the most important thing is to educate yourself before you consider any type of investment or investment strategy. So, you need to… Continue reading

Robo advisors: fees, advantages and disadvantages

Robo-advisors have grown in popularity in the last years and the number of the consumers who have started using them to invest their money, has increased significantly. They are a particular class of financial advisors, that provide financial advice or investment management online using algorithms to automatically allocate, manage and optimize clients’ assets and in which the human intervention is minimal. To obtain information about the clients’ degree of risk-aversion, financial status, and desired return on investment, robo-advisors use online questionnaires and after this process, they allocate the client’s money in investments products. Clients can choose between offerings with passive… Continue reading