Social lending: benefits and risks

Everyone can lend money to individuals or businesses, without an official financial institution participating as an intermediary in the deal, by using online platforms that match lenders with potential borrowers. This practice is called social lending or peer to peer lending and is gaining traction and seems certain to become more popular. There are social lenders in several countries, including Italy, the Netherlands, China, and Japan, with startup operations in many other countries. Social lending offers both secured and unsecured loans. However, most of the loans in P2P lending are unsecured personal loans. Secured loans are rare for the industry… Continue reading

Car loans: what you need to know

Most of the people can’t pay cash for a vehicle upfront, so whether or not they’re making down payments, they’ll likely be using an auto loan to finance their purchases. The price of the car is not the only cost to be paid, because there are additional costs, such as state taxes and registration fees. The dealership may also charge documentation and transportation fees. Without a down payment, these fees get rolled into the amount of the financing. A car loan, also known as an automobile loan, or auto loan, is a sum of money a consumer borrows in order… Continue reading

10 Macroeconomic indicators to watch

Macroeconomic indicators are a key part of fundamental analysis for traders, as they provide insight into the state of a country’s economy. These statistics allow analysis of economic performance and predictions of future performance and they vary in frequency, impact, and meaning. So, this mean that these indicators are important to any trader because they can have a significant influence on market movements There a lot of macroeconomic indicators, but they have not the same importance so, it has no sense to waste the time and watch every possible indicator. In this post we are going to introduce some of… Continue reading

How to write your Business Plan

Many people start businesses without ever having a business plan, but without it the risks and the costs can be higher. A business plan is a written document that describes the business and it covers objectives, strategies, sales, marketing and financial forecasts. This document can help the business owner to clarify the business idea, spot potential problems, set the goals and also measure the progress. Without a business plan, it will be difficult to secure investment or a loan from a bank and it also can be difficult to help to convince customers, suppliers and potential employees to support the… Continue reading

How to use Technical Analysis for trading

There are many opportunities for everyone to make money in the financial markets. Of course, it is not simple to find the best opportunity, but if you get started in the right mode, the probability of success increase. Before investing in the financial markets, it is necessary to create a solid financial plan, to determine the risk profile, to analyze the assets, to create an optimal portfolio etc. One of the most used methods by the traders to analyses the assets is stocks is the technical analysis. It is employed to evaluate every asset with historical trading data and identify… Continue reading