Pension funds guide for beginners

A pension fund is any plan, fund, or scheme which provides retirement income and it is one of the most vital pieces of your long-term financial plan. Pension funds are pooled monetary contributions from pension plans set up by employers, unions, or other organizations to provide for their employees’ or members’ retirement benefits. They typically have large amounts of money to invest and dominate the stock markets where they invest. The pension fund is the best way to save for your future needs, so taking an early interest in pension planning will ensure that you are able to maintain your… Continue reading

The ultimate guide to life insurance

Life insurance is one of the most vital pieces of your family’s long-term financial plan. It is a contract between an insurance company and a policyholder. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death. The policyholder typically pays a premium, either regularly or as one lump sum. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. Other expenses, such as funeral expenses, can also be included in the benefits. Choosing the best life insurance isn’t as simple… Continue reading

Cost of living in United Kingdom: where you should live

It’s always been the lifelong dream of many people to move in United Kingdom, because it is a beautiful country, it offers plenty of opportunities for growth at work and the possibility to study is some of the best universities in the world. Moving to the UK requires a lot of preparation and it is necessary to analysis the benefits and the costs. UK is one of the most expensive countries in the world, so everybody needs to analyse the costs of living before moving there. In this work, we are going to rank the UK cities by cost of… Continue reading